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There is a good chance that you’re happy with Pay Pal.

Perhaps you’re fully invested in their way of doing things. Pay Pal accounts regularly get blocked, either because they’ve been hijacked (although in my experience, Pay Pal are always slower to act than the user) or because (according to those who have had their accounts blocked) someone at Pay Pal made a decision that didn’t reflect that facts.

With Amazon’s usual protection also safeguarding the transaction, this is one of the stronger alternatives to Pay Pal.

But is it really the best and most secure method of making online payments?That’s Amazon Payments, which has been around since 2008If you’re already using Amazon, there’s a very good chance that the online marketplace already holds your credit card details.With Amazon Payments, you can use your Amazon account credentials to login and make purchases on thousands of websites and apps with the Login and Pay system, without scrambling around for your credit card.Just as importantly, however, has been the rise of the smaller competitors.Such competition offers opportunities for consumers, with the potential for strong innovation. For instance, We Pay, an option that has been around since 2008 and cornered the market in donations to charities and crowdfunding projects, is particularly painful to use for some business owners.

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